BIOCATCH LTD. (Tel Aviv, IL)

Systems instruments, devices, and techniques for contextual mapping elements of web pages and other User Interface components to differentiate between legitimate and fraudulent transactions, as well as between legitimate and fraudulent users. Contextual analysis can be performed on User Interface elements in the form of a webpage, website, application, or other computerized service. One User Interface element is assigned an unfavorable score-value for fraud-relatedness, since user engagement with the first User Interface element does not create a security risk or monetary risk. A second User Interface element with a distinct name is assigned a score of high fraud-relatedness since user interactions with the other User Interface element can pose security risks or expose users to financial dangers. The score-values for fraud-relatedness are considered along with the specific behavior of the user traits, to determine whether to generate a possible-fraud notification, or as part of the process of generating a possible-fraud score an individual set of operations.

Millions of people utilize mobile and non-mobile electronic devices, such as tablets, smartphones and laptop computers to do diverse activities. This could involve such things as browsing the Internet,sending and receiving electronic mail (email) messages or videos, taking pictures and participating in a videoconference or chat playing games, and similar activities.

Some activities are privileged or require authentication to ensure that the authorized user is able to participate in the event. The user may be asked to provide an account username or password in order for accessing their email account or login to an online banking portal or website.

The invention described herein may comprise such things as systems, devices, and methods for contextual mapping and/or contextual examination of websites or web-pages or apps, as well as generating fraud-relatedness score-values which may then beutilized for estimating or determining a possible-fraud score, or for determining whether the operation could be considered to be fraudulent.

The invention could comprise devices, systems, and techniques for contextual mapping of elements of web pages and various User Interface components. This helps identify legitimate and fraudulent transactions, or between fraudulent and legitimate users. Contextual analysis is utilized to analyze User Interface elements that are present on an internet site, website, application, or other computer-mediated service. A first User Interface element is assigned a low fraud-relatedness score-value as user engagement with the initial User Interface element doesn’t create a security risk or a monetary exposure. A second, different, User Interface element is assigned a high fraud-relatednessscore-value, since user engagement with the second User Interface element creates a security risk or a monetary exposure. The fraud-relatedness score-values are considered in conjunction with specific user behavior characteristics, in order todetermine whether to generate a possible-fraud notification, or as part of generating a possible-fraud score for a particular set of operations.

The invention may also yield additional or more advantageous results.

Click here to view the patent on USPTO website.

 

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A patent search is the first step to getting your patent. You can do a google patent search or do a USPTO search. Patent-pending refers to the product protected by the patent application. You can use the public pair to find the patent application. Once the patent office approves the patent application, you can conduct a patent number search to find the patent that was issued which means that your product will now be patented. Alongside the USPTO search engine, you may also use other search engines, such as espacenet, which is described below. It is possible to seek help from an attorney for patents or a patent attorney. In the US patents are issued by the US trademark and patent office or by the United States patent and trademark office, which also examines trademark applications.

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