Systems instruments, devices, and techniques for contextual mapping elements of web pages and other User Interface components to differentiate between legitimate and fraudulent transactions, as well as between legitimate and fraudulent users. Contextual analysis can be performed on User Interface elements in the form of a webpage, website, application, or other computerized service. One User Interface element is assigned an unfavorable score-value for fraud-relatedness, since user engagement with the first User Interface element does not create a security risk or monetary risk. A second User Interface element with a distinct name is assigned a score of high fraud-relatedness since user interactions with the other User Interface element can pose security risks or expose users to financial dangers. The score-values for fraud-relatedness are considered along with the specific behavior of the user traits, to determine whether to generate a possible-fraud notification, or as part of the process of generating a possible-fraud score an individual set of operations.

Millions of people utilize mobile and non-mobile electronic devices, such as tablets, smartphones and laptop computers to do diverse activities. This could involve such things as browsing the Internet,sending and receiving electronic mail (email) messages or videos, taking pictures and participating in a videoconference or chat playing games, and similar activities.

Some activities are privileged or require authentication to ensure that the authorized user is able to participate in the event. The user may be asked to provide an account username or password in order for accessing their email account or login to an online banking portal or website.

The invention described herein may comprise such things as systems, devices, and methods for contextual mapping and/or contextual examination of websites or web-pages or apps, as well as generating fraud-relatedness score-values which may then beutilized for estimating or determining a possible-fraud score, or for determining whether the operation could be considered to be fraudulent.

The invention could comprise devices, systems, and techniques for contextual mapping of elements of web pages and various User Interface components. This helps identify legitimate and fraudulent transactions, or between fraudulent and legitimate users. Contextual analysis is utilized to analyze User Interface elements that are present on an internet site, website, application, or other computer-mediated service. A first User Interface element is assigned a low fraud-relatedness score-value as user engagement with the initial User Interface element doesn’t create a security risk or a monetary exposure. A second, different, User Interface element is assigned a high fraud-relatednessscore-value, since user engagement with the second User Interface element creates a security risk or a monetary exposure. The fraud-relatedness score-values are considered in conjunction with specific user behavior characteristics, in order todetermine whether to generate a possible-fraud notification, or as part of generating a possible-fraud score for a particular set of operations.

The invention may also yield additional or more advantageous results.

Click here to view the patent on USPTO website.


Get Patents with PatentPC

What is a patent?

A patent is granted by the government to protect an invention. It gives the inventor the right to create, use and market the invention. Society gains when new technologies are brought to the market. The benefits can be realized immediately when people can accomplish feats previously unattainable and indirectly by the opportunities for economic growth that innovation provides (business expansion, job creation).

Patent protection is demanded by many university researchers and drug companies to protect their work in research and development. A patent can cover the physical or abstract nature of a product or process, or a composition or method of making materials that are new to the area. Patent protection must be granted to any invention that is valuable, novel, and not previously known to others in the same area.

Patents reward inventors for their commercially profitable inventions. They provide a motivation for inventors to come up with new ideas. Patents enable inventors and small companies to be confident that there’s the possibility that they’ll get a profit on their time, effort, and money invested in the development of technology. They can earn a living from their work.

Patents play essential roles in companies, and they can:

Secure new products and services that are innovative;

Enhance the visibility and worth of your products on market

Differentiate yourself and your products from others.

Get technical and business information.

Beware of accidentally using content from third parties or you could lose valuable data, creative outputs, and other outputs.

Patents can transform an inventor’s knowledge into a marketable asset that opens up new possibilities to create jobs and boost growth of business through licensing or joint ventures.

Small businesses that have patent protection will be more appealing to investors who are involved in the commercialization and development of technology.

Patenting could lead to the development of innovations and new ideas. This information can encourage innovation and may qualify to be protected by patents.

Patents can be used as an obstacle to unscrupulous third parties who profit from the invention’s success.

Patent-protected technology revenues that are commercially profitable can be used to fund technology-related research and development (R&D) that will enhance the likelihood of improved technology in the near future.

You can leverage the intellectual property rights of your company to convince investors and lenders that your product has real commercial potential. A single patent could provide multiple financing opportunities. Patents can be used along with other IP assets as collateral or security for financing. You may also present investors with the patents you own to increase the value of your business. Forbes and other publications have reported that each patent can increase between $500,000 and a million dollars in company valuation.

A properly-designed business plan is vital for startups. It must be built on IP and show what your service or product stands out. Additionally, investors will be impressed if you can show that your IP rights are secured or are in the process of becoming secure and they can support your business strategy.

It is vital to protect an invention before applying for patent protection. Public disclosure of an invention before filing it can often destroy its novelty and make it ineligible for patent protection. Pre-filing disclosures, such as for investors, test-marketing or any other business partners, must be done following the signing of a confidentiality agreement.

There are many kinds of patents. Knowing them is essential to protect your invention. Patents on utility cover the development of new methods and machines. Design patents cover ornamental designs. Utility patents are the most beneficial because they shield the owner from copycats as well as other competitors. Frequently the utility patents are issued to improve or modify existing inventions. Patents issued under utility can be used to enhance or alter existing inventions. A process patent would be a way to describe the actions or methods to perform a specific action. But, a chemical composition could be an amalgamation of components.

How long will a patent last? Utility patents last 20 years from the initial date they were filed, but their expirations may be extended due to delays at the patent office, for example.

Are you considering patenting your ideas? As patents are only granted for applicants who are first to file, you need to file quickly – call PatentPC to speak with a patent attorney PatentPC to file your invention now!

When you are writing your patent application when you are writing a patent application, it is best to conduct a patent search. the search can provide an insight into the other applicants’ concepts. This will allow you to limit the scope of your idea. Furthermore, you’ll discover the latest art in your area of invention. You’ll have a better idea of what your invention should be and will be better prepared for writing your patent application.

How to Search for Patents

A patent search is the first step to getting your patent. You can do a google patent search or do a USPTO search. Patent-pending refers to the product protected by the patent application. You can use the public pair to find the patent application. Once the patent office approves the patent application, you can conduct a patent number search to find the patent that was issued which means that your product will now be patented. Alongside the USPTO search engine, you may also use other search engines, such as espacenet, which is described below. It is possible to seek help from an attorney for patents or a patent attorney. In the US patents are issued by the US trademark and patent office or by the United States patent and trademark office, which also examines trademark applications.

Are you looking for similar patents? Here are the steps to follow:

1. Think of terms that describe your invention, based on its purpose and composition or use.

Write down a brief detailed description of the invention. Don’t use generic terms like “device”, “process,” or “system”. Instead, look for synonyms for the terms you chose initially. Also, keep track of crucial technical terms as well as key words.

To help you find terms and keywords, you can use the questions below.

  • What is the objective of the invention? Is it a utilitarian device or an ornamental design?
  • Is inventing a method to create something or perform some function? Or is it a product or process?
  • What is the structure of the invention? What is the physical composition of the invention?
  • What’s the objective of this invention?
  • What are the technical terms and keywords used to describe the nature of an invention? To find the right terms, refer to an online dictionary of technical terms.

2. These terms will enable you to find relevant Cooperative Patent Classifications using the Classification Search Tool. To find the best classification to your invention, scan the class scheme of the classification (class schedules). You may want to consider substituting the terms you use for describing your invention, if you do not find any results in the Classification Text Search with synonyms similar to the words you used in step 1.

3. Examine 3. Check the CPC Classification Definition to confirm the validity of the CPC classification you have found. The link to a CPC classification definition is given if the chosen classification title is a blue square with a “D” on its left. CPC classification definitions will help you determine the applicable classification’s specifics so that you can pick the one that is the most relevant. In addition, these definitions can include some tips for searching and other information that could be helpful in further investigation.

4. The Patents Full-Text Database and the Image Database allow you to retrieve patent documents that include the CPC classification. By focusing your search on abstracts and drawings that are representative it is possible to narrow your search to find the relevant patent documents.

5. This collection of patent publications is the most appropriate to look at for any connections with your invention. Pay close attention to the specification and claims. Refer to the applicant and patent examiner for any additional patents.

6. Retrieve published patent applications with the CPC classification you chose in Step 3 of the Applications Full-Text and Image Database. It is also possible to use the same method of search that you used in Step 4 to narrow down your search results to the most relevant patents by reading the abstracts and drawings for each page. Next, carefully examine the published patent applications with particular attention paid to the claims and the additional drawings.

7. You can find additional US patent publications by keyword searches in AppFT or PatFT databases, and also classification searching of patents not issued in the United States as according to below. You can also make use of search engines on the internet to search non-patent documents that describe inventions in the literature. Examples:

  • Add keywords to your search. Keyword searches may turn up documents that are not well-categorized or have missed classifications during Step 2. For example, US patent examiners often supplement their classification searches with keyword searches. Think about the use of technical engineering terminology rather than everyday words.
  • Search for foreign patents using the CPC classification. Then, re-run the search using international patent office search engines such as Espacenet, the European Patent Office’s worldwide patent publication database of over 130 million patent publications. Other national databases include:
  • Search non-patent literature. Inventions can be made public in many non-patent publications. It is recommended that you search journals, books, websites, technical catalogs, conference proceedings, and other print and electronic publications.

To review your search, you can hire a registered patent attorney to assist. A preliminary search will help one better prepare to talk about their invention and other related inventions with a professional patent attorney. In addition, the attorney will not spend too much time or money on patenting basics.