Capital One Services, LLC (McLean, VA)

The disclosed embodiments are generally applicable to transactions cards having a fabric inlay. A transaction card might include a housing component with a first housing face opposite a secondary housing surface, and an inlay element with an initial inlay surface that is that is opposite to a secondary inlay surface. Inlay and housing can be joined by the second inlay surface as well as the first housing surface. In addition, the first inlay surface could comprise a fabric material as well as a backing layer designed to support the fabric material of the initial inlay surface.

People can now utilize transactions cards like credit and debit cards to conduct data exchange transactions. Traditional transaction cards are constructed of plastic material as a single piece. For example, atypical credit card can be constructed out of PVC plastic through the injection molding method. The card can then be altered to include functional or visual characteristics. Magnetic strips are connected to the opposite edge of the card. The card may also be imprinted with the card’s number, customer’s name and color.

Some transaction cards may also have advanced data storage components attached to or embedded within the card. For example, some transactions cards might have microchips (e.g., EMV chips) that are more secure and efficiently manage card andcustomer information and/or near field communication (NFC) components that are able to wirelessly communicate with outside devices (e.g. the device for point-of-sale, mobile device, and so on.). While these types of technology offer a number of advantages to consumers, the traditional one-piece transaction card and associated techniques of making them may not be the best option and would probably benefit from significant advancements.

In addition transactions are becoming more popular This means that people are more confident about their card’s quality. Transaction cards are increasingly designed to meet the highest standards for durability, materials appearance, security, and appearance. Traditional methods of manufacturing cards, which used only limited techniques for construction of cards and materials, continue to employ methods and materials that restrict card style and appearance. Cardholders may require a customized card, or one that has particular features like texture, weight, material and so on.

This disclosure is aimed at enhancements in the design of transaction cards as well as methods of manufacture thereof.

The disclosed embodiments concern a transaction card and an approach to constructing the card, in which the card has an inlay of fabric.

It should be understood that the detailed description of the embodiments described in the general description and in the subsequent detail description are only examples and not intended to limit the claims.

In accordance with the disclosed embodiments, a transaction card may consist of a housing component that has one housing surface that is opposite to a second housing surface; and an inlay component with a first inlay surface which is opposite a second surface for inlay which is connected by the second inlay surface as well as the housing’s first surface, the second inlay surface comprising: fabric material; and a backing layer designed to hold the fabric material of the first inlay surface.

Consistent with disclosed embodiments, a method of making the transaction card could include making a housing component that has a first housing surface opposite a second housing surface; forming an inlay component having a first inlaysurface opposite an additional inlay surface, the inlay component having an inlay layer that is configured to support an inlay layer, and then applying fabric to the backer layer to create the first inlay surface; and connecting the housing component with the inlaycomponent by using the second inlay layer and the first housing surface.

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Patents are granted by the government in order to protect an invention. It gives the inventor the sole right to create, use and sell the idea. Society is benefited when new technology is brought for sale. The benefits can be in the direct sense, since it can allow people to do previously impossible things. Or indirectly due to the opportunities for economic growth (business growth and employment) that the innovation offers.

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A patent search is the very first step to getting your patent. You can do a google patent search or do a USPTO search. After the patent application has been submitted, the product that is that is covered by the patent application could be referred to as patent-pending and you can find the patent application on public pair. After the patent office has approved the patent application, you will be able to conduct a patent number search to locate the patent that was issued and your product is now patented. It is also possible to use the USPTO search engine. See below for details. You can get help from an attorney who is a patent or patent attorney. In the US Patents are granted through the US patent and trademark office as well as the United States patent and trademark office, which also examines trademark applications.

Are you interested in similar patents? These are the steps you should follow:

1. Brainstorm terms to describe your invention, based on its purpose and composition or use.

Write down a short, but precise description of the invention. Avoid using generic terms like “device”, “process,” or “system”. Instead, look for synonyms to the terms you chose initially. Then, note significant technical terms as well as key words.

Use the questions below to help you determine keywords or concepts.

  • What is the goal of the invention Is it a utilitarian device or an ornamental design?
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  • What is the composition and function of the invention? What is the physical makeup of the invention?
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  • What are the terms in the technical field and keywords that describe the nature of an invention? To find the appropriate terms, use an online dictionary of technical terms.

2. Use these terms to search for relevant Cooperative Patent Classifications at the Classification Text Search Tool. If you are unable to locate the appropriate classification for your invention, look through the classification’s Schemas of classes (class schedules). Consider substituting the words you’re using for describing your invention, if you don’t receive any results from the Classification Text Search with synonyms like the ones you used in step 1.

3. Examine 3. Go over the CPC Classification Definition to verify the validity of the CPC classification that you have found. If the selected classification title is a blue box that has an “D” on its left, clicking on the hyperlink will direct you to the CPC classification’s description. CPC classification definitions will help determine the relevant classification’s scope and therefore you’re certain to pick the most relevant. These definitions may also include search tips or other suggestions that can be useful for further investigation.

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7. Find other US patents by keywords in the PatFT or AppFT databases, searching for classification of non-U.S. patents as described below, and searching non-patent publications of inventions with internet search engines. Examples:

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To review your search, you can hire a registered patent attorney to assist. A preliminary search will help one better prepare to talk about their invention and other related inventions with a professional patent attorney. In addition, the attorney will not spend too much time or money on patenting basics.