Capital One Services, LLC (McLean, VA)
What is a Patent for 3-D printing is printed using an intermediate transfer belt and curable polymers
People can now utilize transactions cards like credit and debit cards to conduct data exchange transactions. Traditional transaction cards are constructed of plastic material as a single piece. For example, atypical credit card can be constructed out of PVC plastic through the injection molding method. The card can then be altered to include functional or visual characteristics. Magnetic strips are connected to the opposite edge of the card. The card may also be imprinted with the card’s number, customer’s name and color.
Some transaction cards may also have advanced data storage components attached to or embedded within the card. For example, some transactions cards might have microchips (e.g., EMV chips) that are more secure and efficiently manage card andcustomer information and/or near field communication (NFC) components that are able to wirelessly communicate with outside devices (e.g. the device for point-of-sale, mobile device, and so on.). While these types of technology offer a number of advantages to consumers, the traditional one-piece transaction card and associated techniques of making them may not be the best option and would probably benefit from significant advancements.
In addition transactions are becoming more popular This means that people are more confident about their card’s quality. Transaction cards are increasingly designed to meet the highest standards for durability, materials appearance, security, and appearance. Traditional methods of manufacturing cards, which used only limited techniques for construction of cards and materials, continue to employ methods and materials that restrict card style and appearance. Cardholders may require a customized card, or one that has particular features like texture, weight, material and so on.
This disclosure is aimed at enhancements in the design of transaction cards as well as methods of manufacture thereof.
The disclosed embodiments concern a transaction card and an approach to constructing the card, in which the card has an inlay of fabric.
It should be understood that the detailed description of the embodiments described in the general description and in the subsequent detail description are only examples and not intended to limit the claims.
In accordance with the disclosed embodiments, a transaction card may consist of a housing component that has one housing surface that is opposite to a second housing surface; and an inlay component with a first inlay surface which is opposite a second surface for inlay which is connected by the second inlay surface as well as the housing’s first surface, the second inlay surface comprising: fabric material; and a backing layer designed to hold the fabric material of the first inlay surface.
Consistent with disclosed embodiments, a method of making the transaction card could include making a housing component that has a first housing surface opposite a second housing surface; forming an inlay component having a first inlaysurface opposite an additional inlay surface, the inlay component having an inlay layer that is configured to support an inlay layer, and then applying fabric to the backer layer to create the first inlay surface; and connecting the housing component with the inlaycomponent by using the second inlay layer and the first housing surface.Click here to view the patent on USPTO website.
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What is a patent?
Patents are granted by the government in order to protect an invention. It gives the inventor the sole right to create, use and sell the idea. Society is benefited when new technology is brought for sale. The benefits can be in the direct sense, since it can allow people to do previously impossible things. Or indirectly due to the opportunities for economic growth (business growth and employment) that the innovation offers.
Many drug companies and university researchers seek patent protection for their research and developments. Patents may cover a physical or abstract process or product, or even a method or composition of material that are new to the field. Patent protection is granted to an invention that is useful unique, innovative, and not already known by others in the same area.
Patents are a way to give inventors a reward for commercially successful inventions. They are an incentive to inventors to invent. Patents permit entrepreneurs and inventors to be assured that there’s a good chance they will be paid back on their time, effort and investment in technology development. They could earn a living from their work.
Patents are essential to companies, and they can:
Secure the latest products and services;
Improve the value, the appearance, and visibility of your product on the market
Stand out and differentiate yourself and your product from others.
Find business and technical information.
Beware of accidentally using content from third parties or losing important information, innovative outputs or any other outputs that are creative.
Patents can transform an inventor’s knowledge into a commercially tradeable asset that opens up new possibilities for employment creation and expansion of businesses through licensing or joint ventures.
Investors in the commercialization and development of technology will appreciate small businesses with patent protection more appealing.
Patents can result in innovations and new ideas. This information could encourage innovation and may qualify to be protected by patents.
Patents can be used to stop untrustworthy third-party companies from earning from the invention’s efforts.
Patent-protected technology revenue that is commercially viable can be used to finance research and development (R&D) which increases the likelihood of better technology in future.
You can use the intellectual property rights of your company to convince lenders and investors that your product is a viable commercial potential. One powerful patent may open the door for numerous financing options. Patents as well as other IP assets can be used as collateral or security to finance debt. Investors may also look at your patent assets to increase their company valuation. Forbes and other publications have pointed out that each patent can increase company valuation by anywhere from $500,000 to $1 Million.
Startups require a carefully-crafted business plan that is built on the IP to prove your product or service is unique, superior, or innovative. Additionally, investors will be impressed if you can show that your IP rights are secure or are in the process of becoming secure, and that they are in line with your business strategy.
It is crucial to keep an invention secret prior to filing for patent protection. Making an invention public before filing it could often erode its originality and render it patent-infringing. Therefore, prior filing disclosures (e.g., for test-marketing investors, investors, or for other business partners) must only be done after signing a confidentiality agreement.
There are several types of patents. Understanding these is vital to safeguard your invention. Utility patents cover new techniques and machines. Design patents cover ornamental designs. Patents for utility are the most effective as they protect the owner from copycats and competition. Frequently they are granted to improve or modify existing inventions. Patents issued under utility can be used to improve or alter existing inventions. A process patent could be a way to describe the actions or methods of performing a specific act. A chemical composition will include an amalgamation of ingredients.
What is the typical length of patents? While utility patents last up to 20 years from their earliest filing, they can be extended by delays at the patent office.
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Patent searches are essential when you are drafting an application for patent. This will enable you to discover different ideas and provide an understanding of them. You’ll be able to narrow down the scope of your invention. You can also learn about the latest developments in the field you’re inventing. This will help you to know the extent of your invention and prepare you for filing the patent application.
How to Search for Patents
A patent search is the very first step to getting your patent. You can do a google patent search or do a USPTO search. After the patent application has been submitted, the product that is that is covered by the patent application could be referred to as patent-pending and you can find the patent application on public pair. After the patent office has approved the patent application, you will be able to conduct a patent number search to locate the patent that was issued and your product is now patented. It is also possible to use the USPTO search engine. See below for details. You can get help from an attorney who is a patent or patent attorney. In the US Patents are granted through the US patent and trademark office as well as the United States patent and trademark office, which also examines trademark applications.
Are you interested in similar patents? These are the steps you should follow:
1. Brainstorm terms to describe your invention, based on its purpose and composition or use.
Write down a short, but precise description of the invention. Avoid using generic terms like “device”, “process,” or “system”. Instead, look for synonyms to the terms you chose initially. Then, note significant technical terms as well as key words.
Use the questions below to help you determine keywords or concepts.
- What is the goal of the invention Is it a utilitarian device or an ornamental design?
- Is the invention a method of creating something, or performing an action? Is it an item?
- What is the composition and function of the invention? What is the physical makeup of the invention?
- What is the goal of the invention?
- What are the terms in the technical field and keywords that describe the nature of an invention? To find the appropriate terms, use an online dictionary of technical terms.
2. Use these terms to search for relevant Cooperative Patent Classifications at the Classification Text Search Tool. If you are unable to locate the appropriate classification for your invention, look through the classification’s Schemas of classes (class schedules). Consider substituting the words you’re using for describing your invention, if you don’t receive any results from the Classification Text Search with synonyms like the ones you used in step 1.
3. Examine 3. Go over the CPC Classification Definition to verify the validity of the CPC classification that you have found. If the selected classification title is a blue box that has an “D” on its left, clicking on the hyperlink will direct you to the CPC classification’s description. CPC classification definitions will help determine the relevant classification’s scope and therefore you’re certain to pick the most relevant. These definitions may also include search tips or other suggestions that can be useful for further investigation.
4. The Patents Full-Text Database and the Image Database allow you to search for patent documents that have the CPC classification. By focusing on the abstracts and illustrations, you can narrow down your search for the relevant patent documents.
5. This list of patent publications is the most appropriate to check for connections with your invention. Pay attention to the specification and claims. There are many patents available through contacting the patent examiner as well as the applicant.
6. Find patent applications published in the public domain using the CPC classification you picked in Step 3 of the Applications Full-Text and Image Database. You may also employ the same method of search that you utilized in Step 4 to narrow your search results to just the most relevant patents by reading the abstracts as well as the drawings on every page. After that, you must review all published patent applications carefully with particular attention paid to the claims, and other drawings.
7. Find other US patents by keywords in the PatFT or AppFT databases, searching for classification of non-U.S. patents as described below, and searching non-patent publications of inventions with internet search engines. Examples:
- Add keywords to your search. Keyword searches may turn up documents that are not well-categorized or have missed classifications during Step 2. For example, US patent examiners often supplement their classification searches with keyword searches. Think about the use of technical engineering terminology rather than everyday words.
- Search for foreign patents using the CPC classification. Then, re-run the search using international patent office search engines such as Espacenet, the European Patent Office’s worldwide patent publication database of over 130 million patent publications. Other national databases include:
- European Patent Office (EPO) provides esp@cenet to access a network of Europe’s patent databases with access to machine translation of European patents.
- Japan Patent Office (JPO) – with access to machine translations of Japanese patents.
- World Intellectual Property Organization (WIPO) offers PATENTSCOPE with a full-text search of published international patent applications and machine translations for some documents, as well as a list of international patent databases.
- Korean Intellectual Property Rights Information Service (KIPRIS)
- State Intellectual Property Office (SIPO) with machine translation of Chinese patents.
- Other International Intellectual Property Offices with online patent databases include Australia, Canada, Denmark, Finland, France, Germany, Great Britain, India, Israel, Netherlands, Norway, Sweden, Switzerland, and Taiwan.
- Search non-patent literature. Inventions can be made public in many non-patent publications. It is recommended that you search journals, books, websites, technical catalogs, conference proceedings, and other print and electronic publications.
To review your search, you can hire a registered patent attorney to assist. A preliminary search will help one better prepare to talk about their invention and other related inventions with a professional patent attorney. In addition, the attorney will not spend too much time or money on patenting basics.