Invented by Charles Howard Cella, Jenna Lynn Parenti, Taylor D. Charon, Strong Force Tx Portfolio 2018 LLC
The Strong Force Tx Portfolio 2018 LLC invention works as follows
The system includes an input analysis module that analyzes the input stream and provides a series timestamped actions with associated parameters. A component selection module then selects an AI component for use in an automated robot process based at least in part on an action in the series, the associated parameters or the component’s ability to simulate an or more actions in the series.Background for Robotic Process Selection and Configuration
Field
This application is a related to lending and, more specifically, to adaptive intelligent systems that are used to facilitate lending transactions.
Description of Related Art
Lending transactions are a great way to finance a variety of needs – from housing to education, to corporate projects and government initiatives – while also allowing lenders to make monetary returns. Lending transactions, however, are plagued with a number problems. These include opacity, asymmetry, and moral hazard, which is caused by the shifting of consequences for risky or inappropriate behaviors, complex application and negotiation processes and burdensome policy and regulatory regimes. There is a need for lending systems to address these and other issues of lending transactions.
The platform is capable of enabling a wide range of dedicated solutions, which may share data collection and storage infrastructure, and can exchange inputs, events, activities, and outputs. The platform can enable a variety of dedicated solutions that may share data storage and collection infrastructure and may exchange inputs and events.
In embodiments, a lending platform with an Internet of Things platform and sensor platform is provided for monitoring at lease one of a group of assets or a group of collateral for a credit, bond, or debt transaction.
In embodiments, a lending platform with a distributed ledger and smart contract platform is provided for managing at the very least ownership of a collateral set and a series of events relating to a collateral set.
In some embodiments, a lending platform with a smart contract system automatically adjusts the interest rate on a loan using information collected by at least one of a crowdsourcing system or an Internet of Things (IoT) system.
In embodiments, a lending platform with a crowdsourcing system is provided for obtaining at least one information regarding a condition of a collateral set for a credit and the state of an entity that provides a guarantee of a credit.
In embodiments, a lending platform with a smart contract is provided that automatically adjusts the interest rate on a loan in accordance with at least one regulatory factor or a market-based factor for a particular jurisdiction.
In embodiments, a lending platform with a smartcontract that automatically restructures the debt is provided.
In embodiments, a platform for lending is provided with a monitoring system of social networks for validating a guarantee on a loan.
In embodiments, a lending platform with an Internet of Things monitoring and data collection system is provided for validating the reliability of a guaranteed loan.
In embodiments, a lending platform with a robotic process automaton system is provided for the negotiation of a list of terms and conditions of a loan.
In embodiments, a lending platform with a robotic automation system is provided for loan collection.
In embodiments, a lending platform with a robotic process automaton system is provided for consolidating loans.
In embodiments, a platform for lending is provided with a robotic automation system to manage a factoring credit.
In embodiments, a platform for lending is provided with a robotic automation system to broker a mortgage loan.
In embodiments, a lending platform with a crowdsourcing system and an automated classification system is provided for validating the condition of a bond issuer.
In embodiments, a platform for lending is provided with a social networking monitoring system that uses artificial intelligence to classify a condition regarding a bond.
In embodiments, a lending platform with an Internet of Things monitoring and data collection system is provided. Artificial intelligence is used to classify a condition of a bond.
Click here to view the patent on Google Patents.